Just some things we get asked a lot…
People have a lot of questions when it comes to getting a mortgage, whether it is their first or they’re looking at their 5th property. Here are some of the common ones we see.
Do I need great credit to get a good mortgage rate?
Great credit is good for a lot of things, including mortgages, but we have lenders and options available for all kinds of credit and income situations. Ask us about our options for you.
What is the difference between a Mortgage Broker and my Bank?
Mortgage Brokers work with a variety of lenders and financial institutions and can offer products better suited to each of their individual client’s needs. Banks can only offer their products, which may not be the best suited to that client.
How much can I afford?
Affordability with a mortgage is determined by a number of factors, including income and down payment. Speak with one of our Mortgage Planners to get a pre-approval in place before you start shopping for a property.
What will the mortgage rate be?
The rate you qualify is based on a number of factors and the products currently available. Rates provided online are generic based on good credit profiles and qualifying information. Every mortgage is different so give us a call to discuss what we may be able to do for you in terms of rate.
Shopping for mortgages can be time consuming and an unforgettable costly mistake, if you do it by yourself. That is why more and more Canadians are relying on a licensed Mortgage Broker professional to guide them through the process of securing their mortgage.
This is likely the most expensive purchase of an asset and the largest debt to you are taking responsibility for. You need to be working with a professional who will educate, support and guide you throughout the process of finalizing your mortgage.
What my clients say
“Thank you so much for all your work, dedication and availability for Melanie and myself. I love that I can count on you to help my clients, it means a lot to me. Sincerely,
After speaking with several other mortgage brokers, I was absolutely blown away by Karen’s professionalism. It was refreshing to receive quick responses to my questions and emails and I was so happy to receive an excellent rate. I am even changing banks to her recommended service provider because of the service I received there as well. I will highly recommend Karen Boies to all my friends and family who are shopping for mortgages. Thank you Karen!!!